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Hire Purchase

Motor Vehicle Hire Purchase

Own Your Dream Car with KSh 200k - 1.5M Financing

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The Easiest Path to Car Ownership

At Together As One Micro Investment Limited, we use the Market Value of your vehicle (not Forced Value) to determine your financing. For vehicles priced from KSh 400,000, we offer a straightforward Hire Purchase plan that puts you in the driver's seat immediately.

Reputable Dealerships Only

Hire purchase is available for brand new cars or cars sold by verified and authentic reputable Car Yards, Dealers, or Showrooms. The car must be registered under their name (verified in the logbook).

Individual Sellers

Buying from an individual? This situation falls under our Asset/Car Financing program, and standard financing terms will apply.

18-Month Term
Instant Possession

Monthly Interest Rates

KSh 200,000 - 500,000
KSh 10,000 per month
KSh 500,001 - 1,000,000
KSh 15,000 per month
KSh 1,000,001 - 1,500,000
KSh 20,000 per month

Note: Any amount above KSh 1,500,001 will be categorized under our Car/Asset Financing program.

Real Stories, Real Ownership

Join the growing community of Kenyans who now own vehicles through our Hire Purchase plan.

Success Handover
Success Handover
Success Handover

Key Features

  • 50% initial deposit based on Market Value
  • Financing from KSh 200,000 to KSh 1.5 Million
  • Balance payable in up to 18 monthly installments
  • Immediate possession of the vehicle
  • Minimum vehicle price of KSh 400,000
  • Available for brand new and verified second-hand cars
  • Full ownership transfer upon completion of payment

Eligibility Requirements

  • 50% of Market Value as deposit
  • Car must be registered to a reputable Dealer/Yard
  • Original National ID Card
  • KRA PIN Certificate
  • 6 months of bank or M-Pesa statements
  • Minimum vehicle price of KSh 400,000

Frequently Asked Questions

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